Over the last decade, taxpayers in the UK and the US have become used to a stable tax environment. Capital gains tax rates and the highest rate of income tax have actually been reduced during the last 10 years. It has been a relatively benign environment, notwithstanding the alarm bells ringing a year ago with the threat of a Jeremy Corbyn-led government.

After a painstaking count of the nearly 160 million ballots cast, Joe Biden will become the next President of the United States.  

As the world now slowly adjusts to the new realities of the world, financial or otherwise, it is worthwhile considering some of the regulations implemented in April as well as changes that could be expected in the near future.

With all that has happened over the past few months, it’s all too easy to miss a few key changes to the ever-changing UK pension landscape.  

Stock markets around the world have appreciated significantly from their late March lows but the rebound has not been even.

Edward Howison, Senior Wealth Manager, features in The American Magazine discussing why we should be adapting our financial plans and preparing for the unexpected.